Velocity Micro offers many types of leases. Review the lists below and think about which one is right for your company.

• Fair Market Value: For businesses that expect the value of their equipment to decrease quickly, want to maintain low monthly payments, or will want to upgrade their equipment at the end of their lease. With the FMV lease, you have the option at the end of the lease to return the equipment, lease it for another year, or purchase it for the equipment's Fair Market Value. With this lease, you may get to write-off 100% of the rental payments as an operating expense. Of course, you should consult your accountant about the tax treatment for your company.
• One Dollar Buyout: For businesses that know their equipment won't lose its value and want to keep it at the end of the lease. At that time, you simply pay $1 and the equipment is yours.
• Fixed Purchase Percentage: For businesses that like the open flexibility of FMV but want to cap their equipment buyout at a certain percent of the equipment value. The most common purchase option is 10%.

• Seasonal Payments: Many industries are seasonally sensitive and generate more income during certain times of the year. We can arrange a payment schedule that allows your payments to rise and fall with your business sales peaks.
• 90-Day Deferred Payment: New equipment often has a learning curve associated with it. This payment schedule allows you to defer payments while your employees are being trained on the equipment.
• Step Down Payments: These payments start higher and decrease over time, which in turn reduces your total out of pocket expense. Because you are paying more up front, this is a good structure for businesses expecting to upgrade their equipment during their lease term.
• Step Up Payments: This schedule allows your payments to increase over time in concert with the increased earnings from your new equipment.
• Quarterly Payments: If monthly payments are inconvenient, we can arrange a quarterly payment schedule for your company.
• Master Lease: With a line of credit ranging from $25,000 to $5,000,000, your business can get equipment several times a year under one lease. This lease gives you the advantage of a lower rate for your entire purchase, since all your equipment is covered by one lease.